The Bank of Khyber (BOK) announced its financial results for the year ending December 31, 2025, during its 203rd Board of Directors meeting in Peshawar. The bank reported the highest profit in its history, showing strong growth compared to 2024.
The bank posted a profit after tax of PKR 5.82 billion in 2025, which is 61% higher than the PKR 3.62 billion profit recorded in 2024. The earnings per share also increased from Rs. 3.12 to Rs. 5.02.
Financial Highlights (FY2025 vs FY2024)
| Financial Indicator | FY 2025 | FY 2024 | Growth |
| Net Mark-up / Interest Income | PKR 19.0 billion | PKR 16.5 billion | +15.2% |
| Non Mark-up / Interest Income | PKR 4.1 billion | PKR 1.8 billion | +132% |
| Total Income | PKR 23.1 billion | PKR 18.3 billion | +26.6% |
| Profit Before Tax | PKR 12.3 billion | PKR 8.1 billion | +51% |
| Profit After Tax | PKR 5.82 billion | PKR 3.62 billion | +61% |
| Earnings Per Share | Rs. 5.02 | Rs. 3.12 | +61% |
The bank’s total income reached PKR 23.1 billion, mainly due to higher interest income and growth in fee and commission earnings. Income from investments and securities also increased during the year.
Operating expenses were kept under control at PKR 11.7 billion, which helped improve the bank’s overall profitability. As a result, profit before tax increased to PKR 12.3 billion.
By the end of 2025, the bank’s total assets reached PKR 453.3 billion. Loans stood at PKR 126.7 billion, while investments were PKR 275 billion. The bank’s net assets also grew to PKR 23.7 billion, showing a stronger financial position.
The bank appreciated the leadership of former Chairman Ikramullah Khan for helping build the strategy that led to these results. The new Chairman Islam Zeb is expected to guide the bank into the next phase of growth, while Managing Director Hassan Raza continues to lead the bank’s transformation plan.
According to Managing Director Hassan Raza, the strong results show the bank’s improving performance and successful strategy. He also announced that the bank will pay a dividend of Rs. 3.20 per share for FY2025 and is entering 2026 with strong financial stability and clear growth plans.
