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Billion Marks Achieved by JS Bank in Housing Loan Disbursement

Mr. Fahad Siddiqui, JS Bank’s Head of Consumer & SME Lending, revealed in Lahore that JS Bank is the industry leader in housing finance and has attained PKR 1.4 billion in 2021.

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According to the sources, Mr. Fahad said that JS Bank is the market leader in the sector of housing finance and praised the initiative taken by the Government and the State Bank of Pakistan to assist individuals in gaining home ownership.

He also mentioned the neglect of the housing finance industry, which has fallen to 0.3% of the national gross domestic product (GDP). With this government program, a maximum number of self-employed, salaried, and informal income earners would also be able to profit. This country has the lowest gross income compared to its neighbors.

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Mr. Fahad further highlighted that the government of Pakistan and the State Bank of Pakistan will collaborate closely on loan procedures and lending parameters to accommodate market conditions better. In addition, he declared that this program will enable individuals to obtain financing of up to 90 percent of the property’s worth in order to purchase new or old houses or build their own.

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