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PBA Announces Strategic Partnership to Extend Housing Loans

Pakistan Banks Association (PBA) CEO Tawfiq Husain established strategic cooperation with prominent financial services and technology companies to provide housing loans to low-income people, according to news sources.

Reports indicate that the PBA has formed alliances with Credit info Group, Tasdeeq, Pakistan Credit Rating Agency (Pacra), and Analytics.

The collaboration would reportedly be handled by the PBA Technology Working Group, which consists of the CEOs and members of Bank Alfalah, HBL, and Faysal Bank, as well as the CEO of PBA and a senior official of State Bank of Pakistan. Under the new arrangement, the big market lenders will give credit to low-income individuals who were previously excluded from the market on reasonable terms.

Read: Diamer Basha Dam Visited by WAPDA Chief

According to Credit info Regional Director Samuel White, the organization will provide member banks with technical assistance and training to enhance the availability and distribution of loans. Omar Khalid, the chief operating officer (COO) of the Tasdeeq Group, stated that his organization would assist banks in creating more accurate estimation models and scoring systems to better manage credit facilities for as many individuals as possible.

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