SBP Launches Digital Cheques Clearing and Unified QR Code
Dr. Reza Baqir, governor of the State Bank of Pakistan, has launched two new initiatives aimed at facilitating the introduction of digital financial goods and services by financial institutions for the benefit of all segments of society.
These projects include the implementation of digital check clearing and a standardized QR code for payments.
The digital cheque clearing effort will replace the physical presenting and clearing of cheques, thereby significantly lowering the amount of time required.
The second step, the creation of a unified QR code, will enable users to make payments from any digital application, so removing the need to utilize several apps.
The efforts announced by Governor Baqir aim to accelerate digitization and financial inclusion as a whole. He stated that SBP will continue to support new digital financial services and is prepared to facilitate these endeavors as much as possible by resolving obstacles.
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