Punjab Chief Minister Maryam Nawaz has expanded the “Apni Chhat Apna Ghar (ACAG)” program by introducing interest-free loans for repairing unsafe homes and constructing additional floors on existing houses.
Under the expanded scheme, eligible homeowners can receive up to Rs. 500,000 to renovate dilapidated houses and up to Rs. 1 million to build an additional floor, providing greater financial support to families living in inadequate housing conditions.
The announcement was made during a review meeting of the ACAG program, where the chief minister said the initiative aims to prevent accidents caused by structurally unsafe buildings, referring to the recent building collapse in Kahna.
ACAG Program Progress
| Category | Details |
| Approved Interest-Free Loans | 180,000+ families |
| Total Funds Allocated | Rs. 217.8 billion |
| Houses Completed | 134,000+ |
| Additional Houses Under Construction | Thousands |
Officials informed the meeting that more than 180,000 families have already been approved for interest-free housing loans under the program. The Punjab government has allocated Rs. 217.8 billion for the initiative, while over 134,000 homes have already been completed across the province, with thousands more currently under construction.
Chief Minister Maryam Nawaz directed the relevant departments to launch the new loan categories within three days and ensure that the application process remains simple and accessible for applicants.
She reaffirmed the government’s commitment to providing safe and affordable housing, stating that families living in dangerous structures would receive practical financial assistance rather than empty promises.
The chief minister also warned officials that any negligence or delays in implementing the flagship housing program would not be tolerated.
